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Keller Williams Preferred Realty : 11859 Pecos St #200 - Westminster CO 80234 : 303-539-5395 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
The Hoffman Home Team serving the Denver Metro & Surrounding Areas since 2000. Our team works with a variety of clients from traditional listings, buyer, short sales, bank owned homes, HUD, investors, and clients that need help with divorce, estates, bankruptcy, or any other life changes that can effect your real estate. We are here to help answer your questions and find a solution to your real estate needs. Contact us today.
Friday, September 14, 2012
Home For Sale in Woodglen Community in Thornton CO
Monday, September 10, 2012
Getting Pre-qualified or Pre-Approved for a Home Loan
What's the difference between getting Pre-Qualified or Pre-Approved for a Home Loan?
Pre-Qualification is when the mortgage broker gives an opinion that you will be able to obtain home loan financing. No financial verifications are made.
Pre-Approval on the other hand, means that the loan application has been processed and verification has been done in re grads to current employment, bank account information, taxes reviewed. It takes a little longer get pre-approved but it is well worth it to know what you can and can't afford. When you are Pre-approved and you make an offer on a home you gives you the edge over other buyers who hae not started the process.
Pre-Approved buyers have a better success rate of closing the transaction quicker since the majority of the paper work has been completed.
When you are ready to buy or thinking about buying a home, contact the Hoffman Home Team and we'll help you get the process started.

Here are the eight steps for home buying process.
Here is an article from CNN Money about getting Pre-Approved in a seller's market
Pre-Qualification is when the mortgage broker gives an opinion that you will be able to obtain home loan financing. No financial verifications are made.
Pre-Approval on the other hand, means that the loan application has been processed and verification has been done in re grads to current employment, bank account information, taxes reviewed. It takes a little longer get pre-approved but it is well worth it to know what you can and can't afford. When you are Pre-approved and you make an offer on a home you gives you the edge over other buyers who hae not started the process.
Pre-Approved buyers have a better success rate of closing the transaction quicker since the majority of the paper work has been completed.
When you are ready to buy or thinking about buying a home, contact the Hoffman Home Team and we'll help you get the process started.

Here are the eight steps for home buying process.
Here is an article from CNN Money about getting Pre-Approved in a seller's market
Tuesday, August 7, 2012
Experienced Real Estate Professionals in Colorado
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Thursday, July 12, 2012
New Home for Sale in Thornton
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Keller Williams Preferred Realty : 11859 Pecos St #200 - Westminster CO 80234 : 303-539-5395 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Friday, July 6, 2012
Home for Sale in Commerce City in the Reunion Community
This home offers an open floor plan with lots of light. The kitchen has many upgraded features to see. Hardwood floors throught out. Georgous kitchen with granite counter tops & eat in space. French doors open to large stamped concrete patio perfect for BBQ's & entertaining. Master bedroom offers 5 piece bath & walkin closet. Walking distance to school & park. Reunion Community activties include movies in the park.Close to new shopping
Full Details & Picrures click here
Listing Courtesy of HEIDI HOFFMAN, KELLER WILLIAMS PREFERRED RLTY
More information about Commcerce City can be found here.
Full Details & Picrures click here
Listing Courtesy of HEIDI HOFFMAN, KELLER WILLIAMS PREFERRED RLTY
More information about Commcerce City can be found here.
Tuesday, May 29, 2012
Thinking About Selling Your Home...The Time is Now
Heidi Hoffman - Keller Williams Preferred Realty 303-539-5395
Real Estate Listing Specialist
Traditional Sales - Short Sales - Distressed Sales
Thursday, May 3, 2012
Latest Breaking News on the Housing Market
First up is some positive breaking news for the housing market. Shadow inventory
of homes is declining, providing a dose of good news for the glum housing
market. Shadow inventory, or homes on the verge of foreclosure, fell to 1.6
million units representing a five-months supply in July compared to 1.9 million
units representing a six-months supply a year ago, according to CoreLogic. It’s
a good sign that troubled homes, normally headed toward foreclosures, are
getting sold faster. Lesser inventory will help stabilize falling prices on
homes for sale. Of course we won’t be seeing a drastic change in numbers, but
even a small percentage of troubled homes off the market is a blessing for
sellers and the industry as a whole.
"The steady improvement in the shadow inventory is a positive development for the housing market," CoreLogic Chief Economist Mark Gleming said in a press release. "However, continued price declines, high levels of negative equity and a sluggish labor market will keep the shadow supply elevated for an extended period of time."
Too see how your local market is doing, click on Market Insider and add your zip code.
Housing Prices Increase, but not Enough.....
Some more indication of baby steps toward a market recovery. For the fourth consecutive month, home prices were on the upswing in July compared to the previous month. But the bump wasn’t good enough to give the market a clean bill of health, yet. According to data released by S&P/Case-Shiller Home Price Indices, home prices across 20 major urban areas in July remained flat when adjusted seasonally, and down 4.1 percent compared to a year earlier, despite showing a 0.9 percent gain. The trend of prices rising is a good sign, analysts said.
"With July's data we are seeing not only anticipated monthly increases, but some fairly broad improvement in the annual rates of change in home prices," said S&P's David Blitzer, according to an AFP story. However, he said, "if you look at the state of the overall economy and, in particular, the recent large decline in consumer confidence, these combined statistics continue to indicate that the housing market is still bottoming and has not turned around." Prices across the country were at the level of 2003, according to the report.
To learn more about the Denver Area Real Estate Market or get a market analysis report for your neighborhood, contact the Hoffman Home Team. Our local real estate market has shifted. Get up to date information and be a local Market Insider.
"The steady improvement in the shadow inventory is a positive development for the housing market," CoreLogic Chief Economist Mark Gleming said in a press release. "However, continued price declines, high levels of negative equity and a sluggish labor market will keep the shadow supply elevated for an extended period of time."
Too see how your local market is doing, click on Market Insider and add your zip code.
Housing Prices Increase, but not Enough.....
Some more indication of baby steps toward a market recovery. For the fourth consecutive month, home prices were on the upswing in July compared to the previous month. But the bump wasn’t good enough to give the market a clean bill of health, yet. According to data released by S&P/Case-Shiller Home Price Indices, home prices across 20 major urban areas in July remained flat when adjusted seasonally, and down 4.1 percent compared to a year earlier, despite showing a 0.9 percent gain. The trend of prices rising is a good sign, analysts said.
"With July's data we are seeing not only anticipated monthly increases, but some fairly broad improvement in the annual rates of change in home prices," said S&P's David Blitzer, according to an AFP story. However, he said, "if you look at the state of the overall economy and, in particular, the recent large decline in consumer confidence, these combined statistics continue to indicate that the housing market is still bottoming and has not turned around." Prices across the country were at the level of 2003, according to the report.
To learn more about the Denver Area Real Estate Market or get a market analysis report for your neighborhood, contact the Hoffman Home Team. Our local real estate market has shifted. Get up to date information and be a local Market Insider.
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